Use of Your Information

Debt Response is a trading style of TCF Debt Solutions (UK) Limited, who will use the data that you have provided to assess and provide the best debt solution for you. TCF Debt Solutions (UK) Ltd may pass the data that you provide to third parties so that they too may assist you to obtain a suitable debt solution.

If, during the course of its relationship with you, TCF Debt Solutions (UK) Ltd considers that you would benefit from certain financial products and services, it may make you aware of and recommend these to you.

If you tell it that you have a financial associate, TCF Debt Solutions (UK) Ltd will search, link and record information about you both. You must be sure you have your financial associate's agreement to disclose their information.

Some information held by TCF Debt Solutions (UK) Ltd may be disclosed to other organisations to, for example:

• prevent fraud and money laundering, for example by checking details on applications for credit and credit-related or other facilities, proposals and claims for all types of insurance and job applications and employee records;
• recover debts that you owe and trace your whereabouts;
• manage credit accounts and other facilities;
• verify your identity;
• make decisions on credit, insurance and other facilities, about you, your financial associate(s), members of your household or your business;
• and carry out statistical analysis to help with decisions about credit and account management.

The information held by these agencies may also be used for other purposes for which you give your specific permission or, in very limited circumstances, when required by law or where permitted under the terms of the Data Protection Act 1998.

You have a legal right, upon payment of a fee, to receive a copy of the information TCF Debt Solutions (UK) Ltd holds about you if you apply to it in writing.